When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee-or any fee, for that matter
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Rates from 0%-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners, affirm.com/lenders CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license
Options depend on your purchase amount, and a down payment may be required. See affirm.com licenses for important info on state licenses and notifications.
Yes! There's no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes you can return an item you bought with Affirm by initiating the return process with the store.
No-your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.
You can visit their website at affirm.com.
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